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Case Study

Horace Mann

40% Lift in Policy Bind Rate

Horace Mann’s 40% Lift in Policy Bind Rate

A quoted-not-sold program, run as test-versus-control, lifted bind rate 40% at 75% below target cost per policy.

Client Horace Mann
Profile Educator-focused multiline carrier, serving teachers and school staff since 1945
Timeframe Ongoing program

Results

What it produced.

40%
Lift in policy bind rate
vs. Control group · Test vs. control · Program to date
75%
Below target cost per policy
vs. Target CPP
1:1
Agent hours returned to selling
How it was measured Test vs. control across matched cohorts, measured against their own baseline

The challenge

Thousands of prospects received a quote and never converted. Licensed agents were absorbing inbound call volume while trying to run manual outbound follow-up, and there was no structured process or integrated technology holding the follow-up together.

What CSG did

A multi-touch outreach program combining repeated call attempts with SMS, built as a test-versus-control framework so incremental impact could be isolated. Scripting, cadence, frequency and media mix were optimised continuously against the control group.

The outcome

A measurable lift against their own baseline, materially lower acquisition cost, and a repeatable process the team can scale rather than a one-off campaign. Agent morale improved once manual follow-up came off their plate.

In their words

40% lift in bind rate

CSG is a true partner. They bring ideas that often save us money and help us succeed.

Moff Stephen VP of Strategy & Enablement, Horace Mann

Industry

Insurance

Insurance

Carriers and agencies trust CSG to work every lead across phone, SMS and AI voice - from first touch to bound policy.

AutoHealthLifeHomeCommercial

Channels used

Human

Live Agent Calls

Maximise sales with a human touch from on-shore agents trained on your product, your objections and your compliance rules.

AI Text

AI Messaging & SMS

Personalised conversations at scale, with keyword-driven conditional routing that hands hot replies straight to a human.

Related reading

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